Social Security Disability is a vital source of income for people who are unable to work because of an injury or medical condition. Applying for SSD can be a drawn-out and complicated process, but it is well worth it in order for someone in need of benefits to support themselves or their families.
In order to apply for disability benefits, you must first find out if your particular injury or illness makes you eligible. The basic categories for eligibility are musculoskeletal problems (such as back injuries); cardiovascular problems (such as heart failure or coronary artery disease); respiratory problems (such as asthma or COPD); vision or hearing loss; and certain types of mental illnesses.
There is a great deal of information available online that can help you determine if you are eligible for benefits – but some of the most reliable resources can be found on the official Social Security website. In some cases you may be able to actually submit your application online – or you can visit your local Social Security office to apply in person.
Unfortunately, it is quite common for people to be denied SSD benefits. In fact, it is estimated that 70 percent of applicants are denied the first time they apply. This is often due to failure to submit all of the information needed; or when the applicant did not follow their doctor’s treatment protocol; or when the applicant makes too much money to be eligible.